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VSL compliance: FTC rules for claims, testimonials, disclaimers and subscription offers

What the FTC expects from a video sales letter sold to U.S. buyers: claim substantiation, testimonials and endorsements, health and earnings claims, disclosures that count and subscription terms, with a pre-launch checklist. It is not legal advice, and every rule links to its primary source.

By the RevvyScales teamUpdated 13 min read

On this page
  1. Which rules apply to a VSL?
  2. Claim substantiation: have the evidence before the VSL runs
  3. Testimonial rules for VSLs
  4. Health claims: the FTC's evidence standard
  5. Income and earnings claims
  6. VSL disclaimers that actually count
  7. Subscriptions and continuity: ROSCA and the click-to-cancel ruling
  8. Platform policies, privacy and refunds
  9. What to fix first: a VSL compliance checklist
  10. Frequently asked questions

VSL compliance means every claim in your video, page and ads is truthful, backed by evidence before it runs, and not contradicted by fine print. In the U.S., the FTC Act's ban on deceptive practices sets the floor. The Endorsement Guides, the 2024 rule on reviews and testimonials, the FTC's health-products guidance and ROSCA add specific rules for testimonials, health claims, income claims and subscriptions.

Which rules apply to a VSL?

A VSL is an ad, and the FTC treats it like any other ad. Under the FTC Act, advertising must be truthful and non-deceptive, advertisers must have evidence to back up their claims, and ads cannot be unfair (FTC advertising FAQs). An ad is deceptive if it's likely to mislead consumers acting reasonably and the point is material to their decision.

The FTC judges the net impression of the whole ad, not each sentence in isolation. In a VSL that includes what the B-roll shows, what a story implies and what the price block suggests. A video can make a claim without saying it. And every stage of your video sales funnel, from the ad and presell to the checkout and upsells, carries claims of its own.

Rule or guidanceWhat it coversWhere it hits a VSL
FTC Act, Section 5Deceptive and unfair practicesEvery claim, visual and offer
Endorsement Guides, 16 CFR Part 255 (revised June 2023)Endorsements, testimonials, material connections, typical resultsTestimonials, presenters, experts, influencer ads
Consumer Reviews and Testimonials Rule, 16 CFR Part 465 (effective October 21, 2024)Fake or false reviews and testimonials, insider reviews, review suppressionTestimonial and comment sections, review widgets
Health Products Compliance Guidance (December 2022)Evidence for health-related claimsSupplement, device and wellness VSLs
FTC guidance on earnings claimsIncome and lifestyle claimsBusiness-opportunity, coaching and trading VSLs
Restore Online Shoppers' Confidence Act (ROSCA)Online negative-option offersSubscriptions, continuity programs, free trials

If an advertorial or presell sits in front of the VSL, the FTC's guidance on native advertising applies to it as well; our advertorial guide covers labeling. Two more layers sit on top of all this: ad platform policies and privacy rules for the pixels on your page. Both come up near the end.

Several of these rules and guides changed recently. Here are the dates this guide relies on, oldest first:

What changed, December 2022 to March 2026

U.S. rules, guidance and rulings this guide relies on

  1. December 2022Health Products Compliance GuidanceThe FTC's first update to its health guidance in nearly 25 years, widened from dietary supplements to all health-related products (guidance).
  2. March 2023The FTC warns about tracking pixelsIts Office of Technology warns that pixels can send personal data, including health information, to third parties (FTC).
  3. June 2023Endorsement Guides revised16 CFR Part 255: endorsements, testimonials, material connections and typical results (eCFR).
  4. April 2024Multi-level marketing guidance updatedIt spells out how the FTC looks at earnings claims (guidance).
  5. October 2024Click-to-cancel amendments finalizedStricter amendments to the FTC's Negative Option Rule.
  6. October 21, 2024Consumer Reviews and Testimonials Rule in effect16 CFR Part 465 bans fake or false reviews and testimonials, AI-generated fakes included (FTC).
  7. July 8, 2025Click-to-cancel amendments vacatedThe Eighth Circuit vacates them in Custom Communications, Inc. v. FTC; ROSCA, Section 5 and state automatic-renewal laws still apply (opinion).
  8. March 2026New rulemaking notice on negative optionsThe FTC opens an advance notice of proposed rulemaking on negative-option marketing (FTC).

Claim substantiation: have the evidence before the VSL runs

The FTC puts it plainly: "The law requires that advertisers have proof before the ad runs." A reasonable basis means objective evidence that supports the claim, and implied claims need it as much as the ones you say out loud. Evidence you start gathering only after a complaint comes too late.

Build a claims sheet

Transcribe the VSL. Highlight every claim: numbers, outcomes, timeframes, comparisons, and words like "proven", "doctor", "scientists", "guaranteed" and "only". Then write down the evidence on file for each one. A line with nothing in the evidence column gets cut or rewritten until it says only what you can prove.

Here is how four lines of a claims sheet look, one tab per timestamp:

A claims sheet, line by line

Fictional examples: the time in the video, the claim, the evidence on file and the action

At 02:14

"Most students hold a 10-minute conversation in 90 days"
  • Express or implied: express.
  • Evidence on file: completion data only, no outcome data.
  • Action: survey students or drop the claim.

At 05:40

Marathon footage during a joint-supplement story
  • Express or implied: implied.
  • Evidence on file: none.
  • Action: cut the footage.

At 11:02

"Clinically proven formula"
  • Express or implied: express.
  • Evidence on file: one ingredient study at a different dose.
  • Action: remove it (it doesn't test your product).

At 18:30

"Only 200 bottles left"
  • Express or implied: express.
  • Evidence on file: inventory shows 4,000.
  • Action: remove it (fake scarcity is deceptive).

Keep the sheet with the script version it belongs to, and update both together.

Testimonial rules for VSLs

Testimonials carry much of a VSL's proof. Five rules cover nearly every case:

  1. Honest and real. Endorsements must reflect the honest opinions, findings, beliefs or experience of the endorser, and advertisers are liable for misleading or unsubstantiated statements made through endorsements (16 CFR Part 255).
  2. Typical results. A testimonial about a key benefit will likely be read as what buyers generally achieve. If you can't show that, clearly disclose the results people generally get. The FTC's guidance is explicit that a "results not typical" line doesn't fix it.
  3. Actors. If the people on screen are presented as real customers, the Guides call for actual customers in both the audio and the video, or a clear and conspicuous disclosure that they aren't customers.
  4. Material connections. If a testimonialist got the product free, was paid, works for you or is related to you, and viewers wouldn't expect that, disclose it clearly.
  5. No fake or false testimonials. The Consumer Reviews and Testimonials Rule bans testimonials from people who don't exist, including AI-generated fakes, or who had no real experience with the product, and bans disseminating ones you knew or should have known were fake. Courts can impose civil penalties for knowing violations.

AI avatars aren't banned as such. The FTC's questions and answers on the rule say there's no blanket prohibition on AI-generated avatars, but an avatar delivering a fake or false testimonial violates the rule, and using actors to portray testimonialists can still be deceptive under the FTC Act. If you use a spokesperson, actor or avatar, our guide to choosing a VSL presenter covers the trade-offs.

If your page shows customer comments (RevvyScales' comments block is one way to do it), you enter those comments yourself, so only ever use real customer comments, with permission, and keep the originals (comments and references).

Keep a file for every testimonial: the signed release, proof of purchase, the date, the customer's original words, any payment, free product or relationship, and, if it shows a result, evidence of what typical buyers achieve.

Health claims: the FTC's evidence standard

In December 2022 the FTC published its Health Products Compliance Guidance, its first update to this guidance in nearly 25 years, and widened it from dietary supplements to all health-related products. Health claims need competent and reliable scientific evidence, and as a general rule the FTC expects high-quality randomized, controlled human clinical trials.

The evidence also has to fit your product. The guidance asks whether the dosage, formulation and ingredients match what was studied, whether the product is taken the same way, and whether the study population looks like the people your ad targets. A study of one ingredient at a higher dose, in capsules, in a different population, doesn't substantiate a claim about your gummy. Three terms need particular care:

  • "Clinically tested" implies the tests showed a benefit, not just that tests happened.
  • "Published" doesn't mean proven, and reading an abstract isn't enough to rely on a study.
  • "Proven" is deceptive when the research tested something else, such as safety rather than effectiveness, or when the overall evidence points the other way.

If your presenter is introduced as a doctor or researcher, their real qualifications must give them the expertise the VSL implies. Supplements carry an extra layer: under FDA rules, a label with a structure/function claim needs a disclaimer saying FDA hasn't evaluated the claim and the product isn't intended to diagnose, treat, cure or prevent any disease, and supplements can't make disease claims at all (FDA on structure/function claims). A VSL that implies a cure is promising what a supplement can't claim, and a disclaimer in the footer doesn't take that back. Disease claims are among what FDA cites in its warning letters to supplement firms.

A references section helps viewers check your sources (RevvyScales has a scientific references block for this), but a list of studies isn't substantiation by itself. Each study has to support the specific claim it sits next to.

Four risky lines, the problem with each and a safer direction:

Risky health lines and safer directions

Fictional lines, each with its problem

Don'tRisky line

  • "Doctors are stunned by this discovery": implies expert endorsement you don't have.
  • "Reverses joint damage in 30 days": a disease claim.
  • "Clinically proven formula": the study used a different dose and form.
  • "Thousands have transformed their health": vague; implies dramatic typical results.

DoSafer direction

  • Name a real expert with real credentials, only if they endorse it.
  • Describe only effects your product-specific evidence supports.
  • Describe the study accurately, or drop the claim.
  • Use documented customer counts and typical results.

Income and earnings claims

Any VSL that sells a way to make money (a business opportunity, coaching, trading or an e-commerce program) makes earnings claims, often without stating a number. The FTC's business guidance on multi-level marketing, updated in April 2024, spells out how the agency looks at them, and its principles are a sound test for any money-making offer:

  • Lifestyle images such as houses, cars and luxury vacations are implied earnings claims.
  • Claims that buyers can quit their jobs, pay off debt or earn a full-time income are earnings claims too.
  • Claims should reflect what the typical person you're targeting is likely to achieve, and count expenses as well as income.
  • Featuring an atypical earner is likely to create a deceptive impression. A "results not typical" or "results are not guaranteed" line is not enough, and no disclosure is a defense when the net impression misleads.
  • A reasonable basis means reliable, empirical evidence, not anecdotes. If you don't have data on typical results, don't make the claim.

A fictional example: a trading-course VSL opens on one student's $12,400 month. Your records show 1,850 buyers last year, a median profit of zero after course fees, and 9% earning more than the course cost. Opening on the $12,400 month without the typical outcome creates exactly the impression this guidance warns about. A stronger version leads with the skill being taught, shows what typical students actually do, and, if it shares the outlier at all, presents the typical results just as clearly.

VSL disclaimers that actually count

The Endorsement Guides define "clear and conspicuous" as difficult to miss and easily understandable by ordinary consumers. A disclosure about something said aloud belongs in the audio; one about something shown belongs on screen. And no disclosure can contradict the claim it qualifies: fine print can't take back what the headline says.

In a VSL, that means:

Disclosures in a VSL: do and don't

DoA disclosure that counts

  • Put the disclosure next to the claim, at the moment the claim is made.
  • Spoken claim, spoken disclosure. On-screen text must be big enough to read on a phone and stay up long enough to read.
  • Use plain words: "Paid actor portrayal".
  • Repeat the disclosure wherever the claim repeats, including testimonial montages and the close.

Don'tA disclosure that doesn't

  • Put it only in the footer.
  • Hide key information behind a link. The FTC's health guidance points out that disclosures made through hyperlinks are avoidable.
  • Use vague words: "dramatization may apply".
DisclosureWhere it belongs
Typical resultsOn screen and spoken, next to the testimonial or result
Material connectionWith the endorsement itself
Actor or AI portrayalOn screen for the whole segment
Subscription termsIn the offer section, next to the button and at checkout
Guarantee termsIn the offer section, in the same words the video uses

RevvyScales' legal footer block holds your disclaimer, privacy policy and terms (legal footer), and the video watermark (Growth plan and up) can place a timed image overlay, such as a compliance mark, on the video (watermark). The footer handles general terms. The disclosures above still belong next to the claims they qualify.

Subscriptions and continuity: ROSCA and the click-to-cancel ruling

If your offer bills again later (a subscription, a continuity club, a trial that converts to a paid plan), the Restore Online Shoppers' Confidence Act applies. For negative-option sales online, ROSCA requires you to:

  1. Clearly and conspicuously disclose all material terms before you collect billing information.
  2. Get the buyer's express informed consent before you charge them.
  3. Provide simple mechanisms to stop recurring charges.

In October 2024 the FTC finalized stricter "click-to-cancel" amendments to its Negative Option Rule. On July 8, 2025, the U.S. Court of Appeals for the Eighth Circuit vacated them in Custom Communications, Inc. v. FTC, because the FTC hadn't issued a required preliminary regulatory analysis. The court was explicit that it wasn't endorsing deceptive negative-option practices. ROSCA, Section 5 and state automatic-renewal laws still apply, and in March 2026 the FTC opened a new advance notice of proposed rulemaking on negative-option marketing.

What that means inside a VSL:

  • Say the recurring price and how often it's charged in the video's offer section, and repeat it in text next to the button.
  • The price in the video must match the page and the checkout.
  • No pre-checked boxes that add a subscription. Our upsell funnel guide covers order bumps and one-click upsells done cleanly.
  • Make canceling as easy as signing up, and say how in the confirmation email.

A clear terms line (fictional): "Today you pay $1 for a 14-day trial. Unless you cancel, you'll be charged $39 every month after that. Cancel anytime from your account page or by replying to your receipt."

Platform policies, privacy and refunds

Ad platforms run their own rules on top of the law, and a legal ad can still be rejected. If you buy Meta traffic, read its Advertising Standards, especially the policies on personal attributes and on health and wellness. Our guide to Facebook ads for VSLs covers the practical side.

Pixels are part of compliance too. The FTC's Office of Technology has warned that tracking pixels can send personal data, including health information, to third parties, and the remedies in its GoodRx and BetterHelp cases included bans on sharing health information for advertising (FTC, March 2023). In the EU, cookies used for behavioral advertising need consent before they're set, and withdrawing consent must be as easy as giving it (Your Europe). Make sure your privacy policy describes what your page really tracks.

Finally, honor the guarantee exactly as the VSL states it. If the video says "60-day money-back guarantee, no questions asked", the refund process can't add questions. Refund and chargeback rates also work as an early warning: when a claim overpromises, that's where it tends to show.

What to fix first: a VSL compliance checklist

Work down the list in order; the top items carry the most risk. The ticks stay in this browser:

A VSL compliance checklist, riskiest first

0 of 10 done

Not legal advice: a summary of the rules above.

Frequently asked questions

Do I need a disclaimer on my VSL?

Usually, but a disclaimer can’t rescue a misleading claim. You need specific disclosures in specific situations: typical results next to testimonials that show results, paid or connected endorsers, actor or AI portrayals, and subscription terms. Each must be clear and conspicuous, meaning hard to miss and easy to understand, and placed where the claim is made rather than only in the page footer.

Is a “results not typical” disclaimer enough?

No. FTC guidance says a “results not typical” line doesn’t cure a testimonial that shows results most buyers won’t get. If you can’t show that a featured result is what people generally achieve, clearly disclose the results they do generally achieve, and check that the overall impression of the VSL isn’t misleading, because a disclosure is no defense when the net impression misleads.

Can I use actors or AI avatars in a VSL?

Yes, with care. If actors are presented as real customers, the Endorsement Guides call for real customers or a clear disclosure that they aren’t. The FTC says its 2024 testimonials rule has no blanket ban on AI avatars, but an avatar delivering a fake or false testimonial violates it, and any portrayal that misleads viewers can still break the FTC Act.

Is the FTC click-to-cancel rule still in effect?

No. The FTC’s 2024 click-to-cancel amendments to its Negative Option Rule were vacated by the Eighth Circuit on July 8, 2025, in Custom Communications, Inc. v. FTC. The Restore Online Shoppers’ Confidence Act still requires clear disclosure of terms before billing, express informed consent and a simple way to stop charges, state automatic-renewal laws still apply, and the FTC opened a new rulemaking notice in March 2026.

Can I show before-and-after results in a VSL?

Only if they’re real and documented, and either representative of what buyers generally achieve or paired with a clear disclosure of typical results. A before-and-after image is a claim about results, so it needs the same evidence as a spoken claim. Check ad platform rules too: Meta has a dedicated Health and Wellness policy, and imagery that’s fine on your own page can still be rejected in an ad.

What are the penalties for fake testimonials?

The FTC’s Consumer Reviews and Testimonials Rule, in effect since October 21, 2024, lets courts impose civil penalties on businesses that knowingly violate it. The FTC said it wanted that option because enforcement without penalties might not deter fake reviews, especially after the Supreme Court limited its ability to obtain monetary relief in AMG Capital Management v. FTC. Fake proof also drives refunds and chargebacks.

Sources

  1. FTC announces updated advertising guides to combat deceptive reviews and endorsements (June 2023) — FTC
  2. 16 CFR Part 255: Guides Concerning the Use of Endorsements and Testimonials in Advertising — eCFR
  3. FTC announces final rule banning fake reviews and testimonials (August 2024) — FTC
  4. The Consumer Reviews and Testimonials Rule: Questions and Answers — FTC
  5. Health Products Compliance Guidance — FTC
  6. Business Guidance Concerning Multi-Level Marketing — FTC
  7. Restore Online Shoppers’ Confidence Act — FTC
  8. Custom Communications, Inc. v. FTC, No. 24-3137 (8th Cir. July 8, 2025)